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Water Damage Guidesfor Homeowners

Practical answers, based on public sources, for the questions people ask with a wet floor in front of them.

First Steps

  • Large brown ceiling stain above a doorway with a bucket belowGuide

    Leaking Ceiling

    Move people and belongings away, put a bucket down, then find and stop the source. Stay out from under any.

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  • Hand turning a red-handled main water shutoff valve on a copper pipeGuide

    Find Your Main Shutoff

    Your main shutoff is usually where the water line enters the home: in a basement or crawl space, a garage, a.

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  • Person seen from behind photographing a wet floor and stained wall with a phoneGuide

    Is It Safe to Stay?

    You can often stay after a small clean-water leak if the power is safe and the affected rooms are closed off..

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  • Hand turning a red-handled main water shutoff valve on a copper pipeGuide

    The First Hour

    In the first hour, stop the water, keep people safe, and document what you see. Everything else can follow.

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Drying and Cleanup

  • Extraction wand pulling water out of soaked beige carpet in a living roomGuide

    Can Wet Carpet Be Saved?

    Carpet wet with clean water can often be saved if it's extracted and dried quickly. The pad usually needs.

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  • Three glass jars holding clean, cloudy gray and dark brown water side by sideGuide

    Clean, Gray and Black Water

    Clean water comes from supply lines, gray water from washers or dishwashers, and black water from sewage or fl

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  • Air movers and a dehumidifier in an empty room with carpet pulled backGuide

    How Long Drying Takes

    A clean-water job commonly takes several days of equipment time. Dense materials, older buildings and humid we

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  • Moisture meter held against a drywall wall with a brown stain rising from the baseboardGuide

    Wet Drywall: Keep or Cut?

    Drywall touched by clean water for a short time can often dry in place. If it is soft, sagging, or wet from fl

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Leaks and Pipes

  • Corroded copper pipe with a split along a wet stone wallGuide

    Frozen Pipes

    If taps stop running in a freeze, assume a pipe is frozen. Shut the main before thawing, because the split may

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  • Water-stained ceiling beside the same ceiling repairedGuide

    Signs of a Hidden Leak

    Stains, a musty smell, soft floors, peeling paint or a rising water bill can all point to a leak behind a surf

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  • Flooded basement floor around a furnace and storage shelvesGuide

    Water Heater Leak

    Turn off the cold water valve above the heater, then shut off gas or the breaker. Be careful of hot water..

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Storms and Flooding

  • Fire-damaged brick house with boarded windows and a blue roof tarpGuide

    Prepare for a Flood

    Check your flood coverage now, photograph your home, move valuables up, and learn how to shut off utilities..

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  • Thick ice ridge and long icicles along the eaves of a snow-covered house roofGuide

    Ice Dam Leaks

    Ice dams form when attic heat melts roof snow, which refreezes at the cold eaves and backs up under shingles.

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  • Overflowing sump pit with water spreading across a concrete basement floorGuide

    Sump Pump Failure

    When a pit overflows, check for power, a stuck float, or a frozen or blocked discharge. If the floor is wet ne

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Fire and Smoke

  • Person checking clothes in a smoke-affected closetGuide

    Remove Smoke Smell

    Smoke smell lingers because residue clings to surfaces and soaks into soft materials. To remove it, clean or.

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  • Smoke-stained room with debris and an open doorGuide

    Safe After a Fire?

    Don't go back until the fire department says you can. Even a small fire can leave structural, electrical and.

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  • Family looking at a burned house from across the streetGuide

    After a House Fire

    The first steps after the fire department leaves.

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Insurance and Hiring

  • Person seen from behind with a clipboard photographing water damage on a basement wallGuide

    Flood vs Water Damage Insurance

    Sudden water from inside the home usually falls to your homeowners policy, while rising water from outside usu

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  • Moisture meter, gloves and a clipboard on a truck bedGuide

    Questions for a Contractor

    Ask who is doing the work, how they verify dryness, what they document, and what you are signing. A good contr

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  • Person seen from behind with a clipboard photographing water damage on a basement wallGuide

    A Renter's Guide

    Tell your landlord right away, in writing as well as by phone. Photograph the damage and your belongings, and.

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How to use these guides

Each guide answers one question directly, then gives the detail. They draw on agencies like the EPA and FEMA, and sources are listed on each page. For quick answers across every topic, see our questions and answers. None of this replaces an on-site assessment by a qualified professional.

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