Key facts: Delaware
- Our Delaware coverage is focused on New Castle County, across 29 ZIP codes from the Pennsylvania line to Townsend.
- Ida's remnants pushed Brandywine Creek to a record 23.14 feet in Wilmington in 2021.[1]
- It's a compact area with very different risks from one end to the other.
North: creeks and old mills
Ida's remnants pushed Brandywine Creek to a record 23.14 feet in Wilmington in 2021.[1] Valley towns such as Hockessin share that creek-driven risk.
South: canal, tide and new homes
Around Delaware City and New Castle, tides and low ground dominate, while Middletown's newer homes mostly deal with plumbing and appliance failures.
Inside a Delaware water loss

Cities we cover in Delaware
Each page covers what is different about water there.
Federal disasters declared in Delaware
FEMA lists 26 federal declarations for Delaware. The latest are Severe Winter Storm in 2026, Remnants of Hurricane Ida in 2021 and Tropical Storm Isaias in 2020.
| Incident type | Declarations |
|---|---|
| Hurricane | 10 |
| Snowstorm | 5 |
| Severe Storm | 4 |
| Biological | 2 |
| Flood | 2 |
Counts unique disaster numbers in the FEMA declarations data.
Questions
Delaware water damage questions
Do you cover Kent or Sussex County?
Our coverage list on file is New Castle County ZIP codes. Please call if you are near the edge and we can tell you on the line.
Is emergency response available?
Call and describe what is happening. The contractor will tell you how soon they can help.

