Key facts: Metairie and Kenner
Flat ground, little margin
A closer look in Metairie

Owners, renters and permits
With a sizable share of renters in Metairie, tenant and landlord should report separately and early.[1] Note who handles permits, too: Metairie is unincorporated while Kenner is a city.
Flood claims recorded in Jefferson Parish
Metairie sits in Jefferson Parish. FEMA publishes every National Flood Insurance Program claim with personal details removed, which gives a plain record of where water has reached insured buildings here.
| Measure | Count |
|---|---|
| Flood insurance claims on record | 135,664 |
| Year with the most claims | 2005 (65,911) |
| Largest named event | Hurricane Katrina (64,461) |
| Claims outside high-risk A and V zones | 29% |
| Claims on buildings built before 1975 | 64% |
County-wide counts of insured claims only. Uninsured losses, burst pipes and appliance leaks are not in this data.
What the Metairie claim record shows
For Metairie homes, the local precedents are the events behind the most Jefferson Parish claims: Hurricane Katrina (64,461 claims), Flooding (45,020 claims) and Hurricane Ida (3,345 claims).
About 29% of claims with a recorded zone came from outside the high-risk A and V zones, so a moderate-risk label does not mean a Metairie home stays dry.
If your Metairie home is older, note that buildings from before 1975 make up 64% of county claims with a known build date. Many predate current flood maps, so inspect low outlets, ductwork and subfloors closely after any water event.
Federal disaster history for Jefferson Parish
FEMA lists 50 federal declarations covering Jefferson Parish. The most common types are hurricane (29), coastal storm (5) and flood (5). The latest are Severe Winter Storm in 2021, Hurricane Francine in 2024 and Tropical Storm Francine in 2024. When a declaration is open, federal aid may be available to Metairie residents, so ask about it alongside your insurance claim.
Metairie weather and your home
Weather records for Metairie from 2015 through 2024 average 69 inches of precipitation a year, and August and July are the wettest months. The area averages 16.8 days a year with an inch or more.
Freezing nights are rare, at about 2 a year in Metairie, so the bigger concerns are storms, plumbing failures and humidity.
At 17 heavy-rain days a year, clear gutters matter in Metairie, and doors and low windows are worth watching.
When rain falls in Metairie
Seasonal averages for Metairie, 2015 through 2024. Plan roof, gutter and sump pump checks before the wettest stretch.
| Season | Average | Share of year |
|---|---|---|
| January to March | 14.0 in | 20% |
| April to June | 18.1 in | 26% |
| July to September | 23.4 in | 34% |
| October to December | 13.7 in | 20% |
Modeled from Open-Meteo historical weather data. Precipitation includes rain and melted snow.
Metairie home checklist from these records
- Don't rely on recent quiet years. Only 4% of Jefferson Parish claims date from 2015 or later, so older floods still show what can happen.
- Test any sump pump before August, since Metairie averages 17 days a year with an inch or more.
- Keep dated photos of each room. After Hurricane Katrina, 64,461 insured Jefferson Parish owners filed claims at about the same time.
What to tell the Metairie contractor
- Whether you are in Metairie or Kenner
- Whether you rent
- Whether the home is slab-on-grade
Services Metairie and Kenner callers ask about
Questions
Metairie and Kenner water damage questions
Who issues permits in Metairie?
Metairie is unincorporated, so Jefferson Parish generally handles it. Kenner has its own city offices.
Does my policy cover street flooding?
Generally not. Flood needs a separate policy, so confirm before storm season.

