Key facts: Louisiana
- Warm, wet air makes the EPA's 24 to 48 hour drying target harder to hit.[1]
- The south fights surge and pumped drainage, the Amite corridor remembers 2016, and Shreveport-Bossier deals with freezes and Red River backwater.
- Louisiana faces more kinds of water than almost any state: Gulf storms, record rain floods, rivers, and even hard freezes in the north.
Humidity changes the math
Warm, wet air makes the EPA's 24 to 48 hour drying target harder to hit.[1] Equipment and air control matter more here.
Different parishes, different water
The south fights surge and pumped drainage, the Amite corridor remembers 2016, and Shreveport-Bossier deals with freezes and Red River backwater.
Inside a Louisiana water loss
Cities we cover in Louisiana
Each page covers what is different about water there.
Federal disasters declared in Louisiana
FEMA lists 111 federal declarations for Louisiana. The latest are Tropical Storm Arthur in 2026, Severe Winter Storm in 2000 and Hurricane Francine in 2024.
| Incident type | Declarations |
|---|---|
| Hurricane | 38 |
| Flood | 29 |
| Severe Storm | 15 |
| Fire | 5 |
| Coastal Storm | 5 |
Counts unique disaster numbers in the FEMA declarations data.
Questions
Louisiana water damage questions
Where can I get claim guidance?
The Louisiana Department of Insurance publishes advice on filing after a storm.[2]
How much of Louisiana do you cover?
Coverage on file spans 164 ZIP codes, including the cities below.